Orient Finance offers the best rates for your fixed deposits and savings in Sri Lanka. We offer a range of deposit options to suit your requirement. Senior citizens over 60 years of age are eligible for an additional interest up to 0.5%p.a. With our attractive and competitive interest rates, you can watch your investment grow!
Benefits of Orient fixed deposits
Eligible deposit holders are insured with Sri Lanka Deposit Insurance Scheme implemented by the Monetary Board for compensation up to a maximum of Rs. 1,100,000/=
Any person over the age of 18 years with the NIC/DL can open a fixed deposit at Orient Finance.
- Highest FD rates
- Fast and efficient service
Completed application, NIC/DL/Passport copies, KYC form & a billing proof document if the current address is different from the address mentioned on the NIC.
Yes, you can open joint accounts.
This will be decided as specified in the mandate. Basically the customer can decide who should operate the account.
The relevant scanned documents/applications should be forwarded through e-mail and funds could be transferred to one of our bank account in Sri Lanka. The original documents should be submitted to OFPLC within 7 working days from the date of opening the account.
Yes, All the transaction related information will be kept confidential under the section of 61 of the Finance business Act No 42 of 2011. Information can be disclosed to authorities by a court of law or in compliance with any other written law.
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The rates will be remain as per the contact signed between the client and OFPLC.
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LRA Rating - BB+ Stable
Yes. All the requests should be given in a written format. A new nomination form should be obtained from OFPLC and filled.
Yes. All the joint holders of the account should nominate the new nominee by written letter.
The nominee can submit the below documents and get the fund transferred to his/her account.
- Identification of the Nominee
- Deposit certificate
- Certified copy of the death certificate of the depositor
- Affidavit by the nominee
- Instruction letter from the nominee
- Bank account details
Yes, OFPLC will issue a certificate with the below details.
- Account No
- Depositor details
- Deposit amount
- Maturity date
- Authorized signatures
Yes, It’s possible to obtain a duplicate certificate by submitting the below documents to OFPLC.
- Depositor’s request letter
- An affidavit by a Notary
- From a nearest OF branch
- Fund transfer
- Cheque payments
- Bank draft
Yes. You could withdraw the deposit without a prior notice but with a discounted interest rate. However, you may obtain a loan against your FD.
Any person over the age of 60 years with the NIC/ DL can open a senior citizen fixed deposit at Orient Finance.
Yes, interest can be paid monthly or at maturity
The account will be renewed automatically unless the customer request to deposit the amount to a different plan or withdraw.
You may withdraw the deposit by surrendering the FD certificate with a request letter to withdraw the deposit at maturity.
Yes. You may apply for a loan against your deposit ranging from 70% to 90% of the capital value.
- FD certificate
- Loan application form